Kiki Yang
Wealth · Investments · Insurance
Wealth planning,made clear.A future you can rest on.
From portfolio design to tax and succession, every step of your wealth made clear — for Canadian families, professionals and business owners. Protection is one solid part of that, not the whole of it.
ABOUT
Kiki Yang | Wealth & Insurance Advisor
Based in Toronto and Markham, Kiki is a licensed Canadian Wealth & Insurance Advisor with an Actuarial Science academic background from the University of Waterloo, dedicated to helping high-income professionals, business owners, and families build secure, tax-efficient financial futures.
Partnering with Canada's top financial institutions and insurers, she provides tailored solutions spanning wealth accumulation, corporate tax strategy, family health protection, policy loans, and estate succession.
Kiki is also the founder of C Circle, a curated professional community connecting ambitious professionals and business leaders in Toronto.
- University of Waterloo Actuarial Science Academic Background
- Ontario Licensed Life, Critical Illness & Health Insurance Advisor (LLQP)
- Licensed Mutual Funds & Wealth Investment Representative
- Specialized in Estate Planning, Tax Optimization & Family Wealth Succession
- Founder of C Circle — Curated Professional Community in Toronto
- Senior Advisor at FortuneWise Family Office (AGA) / Metro Direction Financial Inc. (MGA)
Process
Four steps from conversation to plan
First conversation
Understand your family structure, goals and priorities with zero pressure.
Needs analysis
Review existing assets, portfolios and coverage to identify gaps and optimization opportunities.
Tailored plan
Compare top-tier institutional solutions and provide clear, objective, actionable recommendations.
Ongoing partnership
Review and calibrate regularly so your plan evolves seamlessly with your life stages.
Resources
Latest insights
TaxAug 17, 20265 min readThe capital gains inclusion rate is still 50% — the increase was cancelled, not deferred
A lot of commentary still says the 66.67% rate was 'postponed to 2026'. It was cancelled in March 2025. Here is what actually changed, and the one increase that did survive.
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CorporateAug 10, 20267 min readWhat it actually costs to leave cash sitting in your corporation
Passive investment income above $50,000 starts eating your small business deduction, and it is gone entirely at $150,000. Here is the mechanic, and the options once you hit it.
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PlanningAug 3, 20266 min readTFSA, RRSP, FHSA: the order you fill them matters more than the accounts themselves
With 2026 limits, a household can shelter $48,810 across three accounts. Which one goes first depends on your marginal rate — and one of them has a rule that punishes waiting.
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Get in touch
Start your wealth planning journey
Whatever stage of life you're in, I'm here to help you and your family plan for a clear, secure future.
Institutional partners & issuers
